THURSDAY, NOVEMBER 18, 2010
To you, your condo is home. However, there are differences in the property insurance policies protecting stand-alone houses and condominiums. Most condo associations insure the condo structure and grounds, but it’s up to you to insure the property in your exclusive area, such as fixtures, appliances, floor tiles and carpeting. In addition, you are liable for injuries occurring in your unit and you could be held partially liable for any injuries occurring on the premises if the association is inadequately insured. Do you have enough coverage? Check your condo association bylaws. Or better still, bring them to us. We’ll help you determine what you need to be properly insured. For professional insurance advice, contact us at 603-432-3357.